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Terms of Service

Effective: December 23, 2025

Welcome to Ganak.app ("Ganak", "we", "us" or "our"). These Terms of Service ("Terms") govern your access to and use of the Ganak website and any related services. By accessing or using Ganak, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.

1. Use of the Site

1.1 Eligibility

Ganak is intended for users who are able to form legally binding contracts under applicable law. By using the Site, you affirm that you are at least the age of majority in your jurisdiction (or have parental/guardian permission) and that you will use Ganak in compliance with these Terms and all applicable laws.

1.2 Personal, Non-Commercial Use

Ganak is provided free of charge for your personal and non-commercial use. You may use the calculators and content for individual needs. You agree not to exploit the Site or any of its content commercially without our prior written consent.

1.3 Prohibited Uses

You agree not to misuse Ganak. In particular, you will not:

Attempt to interfere with the proper working of the Site, introduce malicious code, or use automated systems to send excessive requests.

Use Ganak for any unlawful or harmful purpose, or in any way that violates the rights of others.

Attempt to reverse-engineer, decompile, or extract the source code, except as allowed by law.

Impersonate any person or entity or misrepresent your affiliation.

Attempt to access data or portions of the Site that you are not authorized to access.

We reserve the right to restrict or terminate access for users who engage in prohibited activities.

2. Intellectual Property Rights

2.1 Our Content

All content on Ganak, including calculators, software code, text, graphics, logos, and designs, is our intellectual property and is protected by applicable copyright, trademark, and other intellectual property laws.

2.2 License to You

We grant you a personal, revocable, non-exclusive, non-transferable, limited license to access and use the Site for its intended purpose. This license does not allow you to reproduce, distribute, or create derivative works from our content without permission.

2.3 Trademarks

The name "Ganak", our logo, and any slogans are trademarks of ours. You are not permitted to use these marks without prior written consent.

2.4 User Contributions

Currently, Ganak does not allow users to post or contribute content. If we allow user-generated content in the future, we will update our Terms accordingly.

3. Disclaimer of Warranties

Use at Your Own Risk

Ganak provides calculators and content for general informational and educational purposes. While we strive for accuracy, we do not guarantee that any result or content is correct, complete, or up-to-date.

No Professional Advice

Nothing on this Site constitutes financial, investment, tax, legal, or other professional advice. Always consult a qualified professional for advice tailored to your circumstances.

Provided "AS IS"

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express or implied. We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that the Site will always be available, uninterrupted, secure, or error-free.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Ganak and its creators shall not be liable for any indirect, incidental, special, consequential, or exemplary damages resulting from your use of the Site. This includes damages for lost profits, lost savings, loss of data, or other intangible losses.

We will not be liable for any decision made or action taken by you in reliance on the information obtained through Ganak. Always double-check critical calculations and consult professionals.

Cap on Liability

In jurisdictions that do not allow the exclusion of certain warranties, our liability will be limited to the maximum extent permitted by law. Our total liability for all claims will not exceed any amount you have paid us (since the service is free, this would typically be zero).

5. Indemnification

You agree to indemnify and hold harmless Ganak and its owners, contributors, and affiliates from any claims, liabilities, damages, losses, or expenses arising from: (a) your access to or use of the Site, (b) your violation of these Terms, or (c) your violation of any applicable law. In simple terms, if your misuse of our Site incurs costs, you agree to cover those costs.

6. Third-Party Links and Services

Our Site may contain links to third-party websites or services. These links are provided for convenience. We do not own or control external sites and are not responsible for their content, policies, or practices. We do not endorse any third-party products or services unless explicitly stated.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts of India. If you are using the Site from outside India, you are responsible for compliance with local laws.

8. Changes to the Terms

We may revise these Terms from time to time. When we do, we will update the "Effective Date" and may provide additional notice for material changes. By continuing to use Ganak after changes become effective, you agree to the updated Terms. If you do not agree, please stop using the Site.

9. Termination

These Terms are effective unless and until terminated. You may cease using the Site at any time. We may terminate or suspend your access at any time, with or without cause. Upon termination, provisions that should survive (such as intellectual property rights, disclaimers, and limitations of liability) will remain in effect.

10. Miscellaneous

Entire Agreement

These Terms (along with our Privacy Policy and Cookie Policy) constitute the entire agreement between you and Ganak regarding your use of the Site.

Waiver and Severability

Our failure to enforce any right or provision will not be considered a waiver. If any provision is held invalid, the remaining provisions remain in full force.

Assignment

You may not assign your rights under these Terms without our consent. We may assign ours in connection with a merger, acquisition, or sale of assets.

11. Contact Information

If you have any questions about these Terms of Service, please email us:

[email protected]

We value our users and will do our best to address your inquiries.

By using Ganak.app, you acknowledge that you have read, understood, and agree to these Terms of Service. Thank you for using Ganak!