ganak.appGovernment Schemes Calculators
3 calculators · Updated Feb 2026
Calculate returns for Indian government savings schemes like PPF, NPS, and Sukanya Samriddhi Yojana. See maturity values, tax benefits, and year-by-year growth breakdowns.
PPF maturity with 15-year lock-in and extension scenarios · NPS retirement corpus and annuity income projections · SSY calculator with yearly deposits and compounding
Popular in Government Schemes
IndiaPPF Calculator
Calculate PPF (Public Provident Fund) maturity amount, yearly interest, and total returns over 15 years in India. Estimate EEE tax benefits under Section 80C (up to ₹1.5 lakh deduction), plan annual contributions, and compare PPF with other safe investments. PPF interest rate: 7.1% p.a. as of Q4 FY 2025-26, compounded yearly. Government-backed retirement savings.
IndiaNPS Calculator
Calculate NPS (National Pension System) retirement corpus, monthly pension, and lump sum withdrawal. Estimate returns with step-up SIP, employer contribution, and tax savings under Section 80CCD(1B). Compare NPS pension fund managers. Free NPS pension calculator for salaried and self-employed Indians.
IndiaSukanya Samriddhi Yojana Calculator
Calculate Sukanya Samriddhi Yojana (SSY) maturity amount for girl child savings in India. Estimate total returns at age 21, plan yearly deposits (₹250 to ₹1.5 lakh), and understand partial withdrawal rules at age 18. Current SSY interest rate: 8.2% p.a. Among the highest rates among small savings schemes with Section 80C tax benefits. Essential for daughter's education and marriage planning.
Why Use Government Schemes Calculators?
Government savings schemes offer guaranteed returns with tax benefits, but their complex rules around lock-in periods, partial withdrawals, and compounding schedules make it hard to project maturity values manually. These calculators do the heavy lifting, showing you exactly what you will receive at maturity and how different deposit amounts affect your final corpus.