ganak.appLoans & EMI Calculators
21 calculators · Updated Mar 2026
Calculate EMIs, compare loan options, check your loan eligibility, and see full amortization schedules. Covers home loans, personal loans, and mortgage payoff planning.
Popular in Loans & EMI
IndiaEMI Calculator
Calculate EMI for home, car, personal, and education loans in India. View amortization schedule with principal and interest breakdown. Compare rates.
IndiaHome Loan EMI Calculator
Calculate home loan EMI with Section 80C and 24(b) tax benefits. Estimate prepayment impact, compare loan offers, and plan your home buying budget in India.
IndiaLoan Eligibility Calculator
Check loan eligibility based on income, existing EMIs, and tenure. Supports home, personal, car, and education loans using FOIR method. Add co-applicant income.
All Loans & EMI Calculators
IndiaLoan Calculator
Universal loan EMI calculator for personal, car, education, and business loans. Calculate monthly payments, total interest, and complete repayment schedule.
IndiaLoan Interest Calculator
Calculate and compare loan interest costs across banks and tenures. View total repayment, monthly interest vs principal breakdown, and find the best option.
IndiaHouse Loan EMI Calculator
Calculate house loan EMI with tax benefits under Section 80C and 24(b). Estimate prepayment savings, compare floating vs fixed rates, and plan monthly payments.
IndiaHome Loan Eligibility Calculator
Calculate home loan eligibility based on salary, age, and existing EMIs. Uses FOIR method for salaried and self-employed applicants in India.
IndiaPersonal Loan Eligibility Calculator
Check personal loan eligibility based on income and existing EMIs. Calculate maximum loan amount from Indian banks and NBFCs using FOIR methodology.
Amortization Calculator
Free amortization calculator with full payment schedule. See principal vs interest breakdown, extra payment savings, and cross-over point. Bi-weekly supported.
Loan Amortization Calculator
Generate a complete loan amortization schedule. See how each payment splits between principal and interest with extra payment impact and cross-over point.
Mortgage Amortization Calculator
Calculate your mortgage amortization schedule with extra payments. See principal vs interest breakdown and cross-over point. Bi-weekly payments supported.
USAMortgage Payoff Calculator
Calculate mortgage payoff with bi-weekly, extra, and lump sum payments. See interest and time saved with accelerated strategies. Includes PMI and taxes.
IndiaCar Loan EMI Calculator
Free car loan EMI calculator for India. Calculate monthly EMI, total interest, and amortization schedule. Compare tenures and bank-wise rates with prepayment.
USACar Payment Calculator
Free car payment calculator. Estimate monthly auto loan payment with down payment, trade-in, sales tax, and rate. Compare terms from 12 to 96 months.
Lease Calculator
Free lease calculator. Calculate monthly lease payment, total cost, and compare lease vs buy. Enter price, residual value, money factor or APR, and lease term.
Car Lease Calculator
Free car lease calculator. Estimate your monthly car lease payment with depreciation, finance charge, and tax breakdown. Compare lease vs buy with schedule.
Auto Lease Calculator
Free auto lease calculator. Calculate your auto lease payment with money factor, residual value, and cap cost breakdown. Includes lease vs buy comparison.
DTI Calculator
Free DTI calculator. Calculate your front-end and back-end debt-to-income ratio instantly. See if you qualify for Conventional, FHA, VA, or USDA loans.
usHELOC Calculator
Free HELOC calculator with draw and repayment periods. See interest-only vs P&I payments, payment shock warning, amortization schedule, and rate sensitivity analysis.
usRefinance Calculator
Free refinance calculator with break-even analysis, monthly savings, and amortization comparison. See if refinancing your mortgage is worth it with cash-out support.
usClosing Cost Calculator
Free closing cost calculator for buyers and sellers. Estimate lender fees, title insurance, transfer taxes, and prepaids by state. FHA, VA, cash supported.
Why Use Loans & EMI Calculators?
Before you commit to a loan, you need to know exactly what you are signing up for. These calculators show your monthly EMI, total interest cost, and complete amortization schedule. Compare loan options side by side, check your eligibility before applying, and see how prepayments can save you lakhs in interest over the loan tenure.