ganak.appLoans & EMI Calculators
9 calculators · Updated Feb 2026
Calculate EMIs, compare loan options, check your loan eligibility, and see full amortization schedules. Covers home loans, personal loans, and mortgage payoff planning.
EMI calculation with amortization table and prepayment analysis · Home loan and personal loan eligibility based on income · Mortgage payoff strategies with extra payment scenarios
Popular in Loans & EMI
IndiaEMI Calculator
Calculate EMI (Equated Monthly Installment) for home loans, car loans, personal loans, and education loans in India. View complete amortization schedule with principal and interest breakdown for each month. Compare EMIs across different interest rates and tenures. Essential for loan planning and affordability assessment.
IndiaHome Loan EMI Calculator
Calculate home loan EMI with complete tax benefit analysis under Section 80C (₹1.5 lakh deduction on principal) and Section 24(b) (₹2 lakh deduction on interest). Estimate prepayment impact, compare loan offers, and optimize your home buying budget. Essential for first-time home buyers in India.
IndiaLoan Eligibility Calculator
Check your loan eligibility instantly based on income, existing EMIs, and loan tenure. Supports home loan, personal loan, car loan, education loan, and loan against property. Uses FOIR (Fixed Obligation to Income Ratio) method with salaried and self-employed profiles. Add co-applicant income to maximize your eligible loan amount.
All Loans & EMI Calculators
IndiaLoan Calculator
Universal loan EMI calculator for any loan type - personal, car, education, business, or gold loans. Calculate monthly payments, total interest payable, and complete repayment schedule. Compare loans from different banks and NBFCs. Includes prepayment impact analysis and loan restructuring scenarios.
IndiaLoan Interest Calculator
Calculate and compare loan interest costs across different banks and tenures. View total repayment amount, month-by-month interest vs principal breakdown, and find the most affordable loan option. Essential for comparing fixed vs floating rate loans and understanding true cost of borrowing.
IndiaHouse Loan EMI Calculator
Calculate house/home loan EMI with Indian tax benefits under Section 80C (principal) and Section 24(b) (interest). Estimate prepayment savings, compare floating vs fixed rates, and plan affordable monthly payments. Includes stamp duty, registration costs, and down payment calculations for property purchase planning.
IndiaHome Loan Eligibility Calculator
Calculate your home loan eligibility based on salary, age, existing obligations, and co-applicant income. Uses bank-standard FOIR method for salaried and self-employed applicants. Find out the maximum home loan amount you can get from Indian banks like SBI, HDFC, ICICI, and others.
IndiaPersonal Loan Eligibility Calculator
Check your personal loan eligibility based on monthly income and existing EMI obligations. Calculate maximum loan amount you can get from banks and NBFCs in India. Uses FOIR-based methodology for accurate results for both salaried and self-employed applicants.
USAMortgage Payoff Calculator
Calculate your mortgage payoff with bi-weekly payments, extra principal payments, and lump sum options. Visualize how much interest and time you can save with accelerated payoff strategies. Includes PMI, taxes, and insurance for a complete PITI view.
Why Use Loans & EMI Calculators?
Before you commit to a loan, you need to know exactly what you are signing up for. These calculators show your monthly EMI, total interest cost, and complete amortization schedule. Compare loan options side by side, check your eligibility before applying, and see how prepayments can save you lakhs in interest over the loan tenure.